Terms and Notices

Legal Terms

Western Alliance Bancorporation and its subsidiaries and affiliates (“WAB”) endeavors to provide you with the highest quality on-line banking available. However, due to the unpredictable nature of the Internet, occasional inaccessibility to our web site should be expected. Bill payment through WAB’s Internet banking system is provided to you for your convenience. The actual payment of such bills is handled by an independent third party, and WAB cannot and will not guarantee or be held responsible for the completion and accuracy of such transactions.

WAB reminds you that the Internet lacks inherent security for commercial transactions and therefore WAB cannot and does not guarantee that downloads from this site will not contain a virus or other destructive device. Additionally, you provide, request and receive information from this site with the knowledge that such information can be intercepted and/or viewed by unknown third parties. Please contact us with any questions you may have at the phone number for your division: Alliance Association Bank (888-734-4567), Alliance Bank of Arizona (888-880-2887), Bank of Nevada (888-880-0307), Bridge Bank (408-423-8500), First Independent Bank (888-815-0547), and Torrey Pines Bank (888-880-1790).

Features and services availability of WAB’s Internet banking system are subject to change without notice.

All information contained herein is believed by WAB to be accurate and reliable. WAB is not responsible for any errors or omissions because of the possibility of human and mechanical error as well as other factors.

All information is provided "as is" without warranty of any kind. WAB makes no representations and disclaims all express, implied, and statutory warranties of any kind to any user and/or third-party including warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.

WAB shall under no circumstances be liable to any user and/or third party for any indirect, consequential, incidental or punitive damages whatsoever, even if WAB has been advised of the possibility of such damages.

Some limitations may not apply to you.

WAB does not endorse or sanction any of the sites listed with regards to links to external web sites provided on this web site, nor is WAB associated with any of these sites in any way. Information, contents, or opinions expressed in these sites are the sole responsibility of their authors.

Statements concerning future performance, developments or events, concerning expectation for growth and market forecasts, and any other guidance on future periods, constitute forward-looking statements which are subject to a number of risks and uncertainties which might cause actual results to differ materially from stated expectations.

Disclosure
Product descriptions contained herein do not take the place of required disclosures on personal and business deposit and loan accounts under applicable federal and state regulations.

Please contact us for the disclosures appropriate to these accounts.

Copyright
The information and design contained herein are owned by WAB.

Except for a single temporary copy in a single computer's memory and a single permanent copy to be used by user, the information contained herein may not otherwise be used (not copied, performed, distributed, rented, sublicensed, altered, stored for subsequent use, etc. in whole or in part, in any manner) without WAB’s express prior written consent, unless such use constitutes fair use under the Copyright Act.

Trademarks
WAB logos or product names identifying WAB are registered trademarks of WAB.

Featured logos including but not limited to Apple iTunes, Microsoft, Netscape, America Online or other mentioned businesses are trademarks of their respective owners.

Electronic Mail
Messages sent by electronic mail (e-mail) may not be secure, may be intercepted by third parties, and may not be immediately received by the appropriate department at WAB. Please do not use e-mail to send communications to WAB which contain confidential information, which WAB requires in writing, or which need WAB’s immediate attention. Please contact us with any questions you may have at the phone number for your division: Alliance Association Bank (888-734-4567), Alliance Bank of Arizona (888-880-2887), Bank of Nevada (888-880-0307), Bridge Bank (408-423-8500), First Independent Bank (888-815-0547), and Torrey Pines Bank (888-880-1790). Be aware that a "receipt" acknowledgment on an e-mail message means only that the message has been routed into the Internet, not that the message has been received by WAB.

Links to Other Sites
Links to non-WAB websites are provided solely as pointers to information on topics that may be useful to a user and/or third party, and WAB has no control over the content on such non-WAB websites. If you choose to link to a website not controlled by WAB, WAB makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does WAB warrant that such site or content is free from any claims of copyright, trademark or other infringement of rights of third parties or that such site or content is devoid of viruses or other contamination. WAB does not guarantee the authenticity of documents on the Internet. Links to non-WAB websites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Links to Other Important Documents and Disclosures
Deposit Account Agreement Disclosure
eStatement Service Agreement
Third-Party Sender Addendum
Treasury Management Agreement
ICS Deposit Placement Agreement
CDARS Deposit Placement Agreement