Tailored Cash Management Tools
True Relationship Banking From a Dedicated Team
We take pride in our close client relationships and don't believe in anonymous 800 numbers. Instead, you'll have a line to a consistent and reliable team of trusted banking advisors.
We listen closely - and ask the right questions - to provide tailored account recommendations, a customized transition timeline and step-by-step assistance from human experts who understand your needs. We invite you to ask how we can make it easier to transition your account services to Western Alliance Bank.
Managing Receivables
Cash flow is the lifeblood of your business, and we can help you stay on top of all the payments it receives. With services that streamline your operations and speed up the clearing process, we make managing receivables faster, easier and more efficient.
Automated Clearing House (ACH) Debit Origination
Originate direct debits against your customers’ bank accounts. Speeds collection and improves accuracy of cash posting in your accounts receivable system.
Wire Transfer
Easily receive USD domestic and international wires as well as non-USD international wires. Funds are typically available upon receipt at the bank. Ideal for receiving large payments from anywhere in the world.
Cash Vault
Bonded, trustworthy armored car transport services pick up coins, cash and checks for deposit and drop off coins and cash for your business.
Lockbox
Perfect for when you have a high volume of paper-based payments every month, our configurable platform helps reduce exceptions, capture data needed to post payments automatically, and reduce cash collection expenses.
Merchant Services
Easily accept credit and debit cards, purchase or lease card processing equipment, and benefit from multiple authorization networks and transaction processing options to customize your needs.
Remote Deposit
Expedite funds collection by scanning checks and electronically depositing them into your account – or, if you’re using your own lockbox, send us an Image Cash Letter (ICL) file instead of physically depositing checks.
eZePay
Cash flow is vital to running and growing your business. Western Alliance Bank helps to make managing receivables faster, easier and more efficient.
Managing Payables
We give you better ways to track your outgoing funds, with advanced technology that streamlines payment processes as well as better manages and monitors your transactions and balances. Solutions include:
Automated Clearing House (ACH) Credit Origination
Make payments electronically in an accurate, low-cost, data-rich way. For maximum flexibility, we support multiple methods of delivering payment instructions.
Wire Transfer
Easily and securely originate USD domestic wire transfers and international wires, as well as non-USD international wires – ideal for making large payments that must be available immediately upon receipt. For convenience, we support multiple ways to provide wire instructions.
Commercial Credit Cards
Our commercial Visa® credit cards make it easy to make and track purchases, manage payables and more.
Payroll Cards
Easily pay employees electronically while saving money and time with the paperless Skylight PayOptions Payroll Card Program.
Online Bill Pay
Pay everyday bills using Business Online Bill Pay Service. Pay vendors conveniently through online or mobile banking. Streamline ACH payment processes with flexible template options, file upload and other tools. Make one-time and recurring supplier payments up to a year in advance. Perfect for businesses with low monthly payment volumes to a small set of vendors.
Accounts Payable Automation
Automate your entire accounts payable process from invoice receipt to invoice payment and remittance delivery. Features include automated data extraction, GL coding, routing for approval, automated expense posting, and vendor remittance advice. Best of all, each vendor payment is drawn directly from your designated account for faster reconciliation of bank statements with general ledgers.
Banking APIs
Digitally manage your business accounts by adopting our open-banking solutions with APIs to retrieve transaction history, extract check images, make book transfers or stop payments.
TassatPay®
The transactions of today are evolving so quickly that organizations are finding it difficult to efficiently prepare for the transactions of tomorrow. TassatPay® is an Ethereum-based blockchain payments platform that empowers our clients to send and receive payments 24/7/365.
ePayables
Commercial card payment automation via Payer Direct Hub enables you to securely pay your suppliers using a Western Alliance Bank Commercial Card or ONE Card. This process is faster, easier, and more efficient for your accounts payable team.
Integrated Payables
Optimize, consolidate, approve and automate your payments into one streamlined process while evolving from paper checks to ACH payments and rebate-earning Western Alliance Bank Virtual Cards. Improve your efficiency and get payments out the door on time - working from the office or anywhere.
Fraud Protection
Keep your money, information and business safe. Online banking fraud and payment fraud can be costly for a business - even irrecoverable. Fortunately, several tools are available to help prevent fraud.
Prevent Check Payment Fraud
Positive Pay is the most common tool organizations use to guard against check fraud. Check Positive Pay, Check Payee Positive Pay and Reverse Positive Pay services help prevent check fraud losses.
Prevent ACH Payment Fraud
Our ACH Positive Pay and Debit Block features guard against fraud losses in Automated Clearing House (ACH) transactions, which include debits and electronic payments.
Information Reporting & Liquidity Management
At Western Alliance Bank, we can help you track and manage your business account information and funds—faster and easier than ever.
Online Banking
Monitor your cash position and account activity, transfer funds, view check images, review Positive Pay exception items, initiate and approve wire and ACH transactions, make stop payments and pay bills online. 24/7 Fraud protections include separation of duties, dual approvals and Out-of-Band Authentication.
Mobile Banking
With the exception of initiating payments, access all your online banking tools and perform the same functions securely from your smartphone. And, make deposits from your mobile devices.
Sweep Services
Using our fully automated service, simplify funds consolidation and management and maximize interest income.
Zero Balance Accounts
Daily account analysis helps redistribute funds automatically according to pre-established target balances.
Account Reconciliation
Our account reconciliation services help identify discrepancies and ensure accurate account balances.
eStatements
Reduce your fraud exposure and get your statement faster with paperless electronic statements.
Banking APIs
Digitally manage your business accounts by adopting our open-banking solutions with APIs to retrieve transaction history, extract check images, make book transfers or stop payments.
Connect with a Banker
Commercial business customers seek us out for dedicated knowledgeable bankers who bring an entrepreneurial spirit to meet the need of growing companies. When you complete the contact form, we will connect you with a treasury management relationship banker who can help you find the solutions you need.
1. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Treasury Management Advisor and Relationship Manager for additional details that may apply based on products and services selected.